ALLENTOWN, PA – Ongoing negotiations between Highmark and Jefferson Health have raised questions for Pennsylvania residents who rely on Jefferson doctors and hospitals while carrying Highmark insurance coverage. With potential network changes approaching January 1, 2027, Hitcho Insurance Agency is helping individuals, families, and businesses understand how these developments could affect their healthcare coverage.

Although negotiations are ongoing, no final agreement or network change has been announced for the affected plans. The potential impact also varies depending on the type of insurance coverage a member carries. Highmark Medicare Advantage HMO, PPO, employer-sponsored, and individual ACA plans may have different considerations.

"Before making any decisions, it's important to understand exactly what kind of coverage you have and how these changes could affect your doctors, prescriptions, and ongoing care," says Mike Hitcho, CEO of Hitcho Insurance Agency. "Our goal is to help people understand their options and make informed decisions rather than rush into changing their insurance."

Hitcho Insurance Agency is encouraging members to review their coverage before making changes, particularly those with scheduled surgeries or ongoing medical treatments. Medicare Advantage HMO members who may need to change plans should review their options before the December 7, 2026, Annual Enrollment Period deadline. Individuals with Highmark ACA plans purchased independently should also review their options, as these plans will be out of network with Jefferson Lehigh Valley Health Network beginning January 1, 2027, regardless of the negotiations.

With offices in Allentown and Kingston, Hitcho Insurance Agency provides personalized insurance guidance and compares available plans from multiple insurance companies. The veteran-owned independent agency, led by Mike Hitcho, has been helping Pennsylvania residents navigate insurance decisions since 2004.

"We want people to know they don't have to figure everything out on their own," Mike adds. "We'll take the time to review their situation, explain the available options, and help them find a path that makes sense for their healthcare needs."

Hitcho Insurance Agency offers no-cost, no-obligation plan reviews to help members understand their coverage and evaluate available alternatives.

About Hitcho Insurance Agency

Hitcho Insurance Agency is a veteran-owned, independent insurance agency serving Pennsylvania since 2004. With offices in Allentown and Kingston, the agency helps individuals, families, and businesses compare insurance options and make informed coverage decisions.

For more information, visit https://hitchoins.com/ or call the Allentown office at (610) 694-9435 or the Kingston office at (570) 851-7676.