BREWSTER, NY | October 2026 — Moving expenses are more complicated than the initial cost of transporting household belongings. As families in New York and Connecticut prepare for relocations in 2027, understanding packing expenses, temporary storage, property access requirements, and written estimates can help prevent unexpected costs.

Murphy Moving & Storage, a fourth-generation moving and storage company established in 1914, is highlighting the importance of accurate estimates and comprehensive budgeting as homeowners and renters navigate changing housing expenses.

According to the U.S. Bureau of Labor Statistics, the Consumer Price Index category covering moving, storage, and freight expenses declined 4.6% over the 12 months ending August 2026.

Although this figure indicates lower prices across that measured category, individual moving costs can differ significantly depending on shipment size, distance, accessibility, services requested, and scheduling requirements.

The Bureau of Labor Statistics also reported that shelter prices increased approximately 3.0% over the same 12-month period, underscoring the broader housing expenses confronting relocating households.

What Expenses Are Frequently Overlooked During a Move?

The Federal Motor Carrier Safety Administration (FMCSA) emphasizes the importance of written moving estimates that identify transportation and additional service charges.

Common expenses that households should evaluate include:

1. Packing Materials and Labor

Boxes, specialized packing materials, protective wrapping, and professional packing services may affect the total cost. Full packing, partial packing, and self-packing each change the labor and materials on the estimate, so asking whether supplies are itemized makes estimates easier to compare.

2. Temporary Storage

A delayed closing or gap between residences may require short-term storage. Households should clarify storage duration, handling, and delivery costs, including whether delivery from storage is priced separately from the original move.

3. Property Access Requirements

Buildings with limited loading areas, long carrying distances, staircases, or elevator restrictions can require additional labor or logistical arrangements. In dense parts of New York and Connecticut, this may include reserved elevators or limited truck parking. Sharing these details early lets the mover plan crew size and equipment in advance.

4. Special Handling Requirements

Large furniture, artwork, fragile belongings, and other valuable items may require specialized packing or transportation procedures. Custom crating and furniture disassembly can add to the total, so identifying these items during the estimate helps keep final charges aligned with the written agreement.

5. Changes to the Original Moving Plan

Adding household items, changing the destination, or requesting extra services can affect the amount charged. Confirming how changes are documented and updating the written estimate before moving day helps reduce surprises.

Understanding the Difference Between Moving Estimates

For interstate household moves, FMCSA distinguishes between binding and non-binding estimates.
A binding estimate establishes a guaranteed price for the services and goods identified in the written agreement, subject to applicable adjustments for added services or other specified circumstances.

A non-binding estimate is an approximation based on expected shipment weight and services. Federal rules generally limit the amount collected at delivery to 110% of the non-binding estimate, with separate provisions for certain additional services and impracticable operations.

Murphy Moving & Storage recommends that customers review estimates carefully, disclose all items requiring transportation, and discuss property access limitations before moving day.

Planning a More Predictable Relocation Budget

Families planning a move in 2027 should request a detailed written estimate, identify optional services, and understand the circumstances that could change the final charges.

For customers relocating within Connecticut, across New York, or between the two states, planning should also address packing, storage, and delivery timing.

Murphy Moving & Storage provides local and long-distance relocation services, professional packing, and storage solutions to support different household moving requirements.

The company encourages consumers to compare the scope of services included in estimates rather than evaluating moving providers on price alone.

Understanding moving costs before signing an agreement can help households make informed decisions and reduce the risk of unexpected expenses.